Credit Repair is the process of negotiating collections, charge offs, establishing credit, lowering debt, and disputing inaccuracies. Save yourself time and money by repairing your credit yourself.

As a consumer you have rights in regards to what is being reported about you. There are laws that protect your credit rating. However there are various issues with the current credit reporting process that affects the accuracy of credit reporting.

You’re Rights as a Consumer:

1. Fair Credit Reporting Act (FCRA)
2. The Fair Credit Reporting Act (FCRA) and the Privacy of Your Credit Report
3. Equifax FCRA
4. Yale.edu FCRA

There are many helpful sites to repair your own credit report. These helpful links are from the government and consumer advocate sites. These sites charge no fee for this advice.

Credit Repair Links:

1. How to help yourself (FTC)
2. About.com Credit Repair Tips
3. Building a better credit report
4. 5 Steps to do-it yourself credit repair
5. Step by Step Credit Repair guide
6. Law in Plain Language: Credit Repair
7. FDIC on Credit Repair
8. Frequent Credit Repair Q & A
9. Credit Repair Software – This is a great resource for creating credit dispute letters.

Credit Reporting Facts

1. Credit Score Facts & Fallacies
2. Credit Report Facts Freddie Mac
3. Credit Score how it all adds up
4. Consumer Facts FTC
5. Debt Collection

This entry was posted on Sunday, August 8th, 2010 at 9:41 am and is filed under Uncategorized. You can follow any responses to this entry through the RSS 2.0 feed. Both comments and pings are currently closed.