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Has identity theft made our life more complicated?

With all the hustle and bustle, what else could we possibly worry about now? Life is hectic enough without having to worry about someone accessing your credit information and stealing your identity. I remember during the 80’ you did not hear about all of this. The only worry we had was Russia sending over a nuclear bomb. With the evolution of how information travels, and a paradigm shift in theft, we have to stay on top of our credit reports. Thank goodness technology allows us to access our personal information fairly quickly.

Until recently if you wanted a copy of your credit report, it took an act of congress to get one. Plus the credit report you got was almost impossible to read. Luckily with the new Fair Credit Reporting Act (FRCA) you are entitled to a free credit report once a year. This opened the gates of other credit report offers which will provide you with your credit scores. The free credit report you get once a year gives you a 3-1 credit report with no credit scores.

With the internet presence and the ease to access personal information you cannot afford to check your credit report only once a year. Did you know that identity theft could be happening to you right now? If you waited a year to access your free credit score report 12 months from now your good name would be ruined. So yes with the internet technology two things have happened, it opened up avenues for identity thieves. The internet also opened the ability to access your personal information securely and fast over the web.

The internet is safe as long as the site you are visiting is secure. Believe it or not most identity theft does not take place over the web. It takes place in places like your trash and at companies that have your personal information on file.

So identity theft has added extra stress to our lives, but if you stay on top of your credit report it’s definitely a piece of mind.

CreditScoreQuick.com

This entry was posted on Friday, July 18th, 2008 at 9:33 pm and is filed under free credit score reports. You can follow any responses to this entry through the RSS 2.0 feed. Both comments and pings are currently closed.



2 Responses to “Has identity theft made our life more complicated?”

  1. NOFEARBRUCE says:
    July 19, 2008 at 11:31 pm

    I recently sign-up with ShieldSafe.com to protect me from identity theft. The company is run by professionals in the law enforcement field. A friend gave me the following promotion code that saved me 25%: “shield”.

    My mom was a victim and it was a total nightmare.

  2. Anonymous says:
    August 14, 2008 at 12:57 pm

    I looked up Shieldsafe and it looks the same as many of the rest. It’s only 49 dollars which is great. Am I missing anything?

Disclaimer: This information has been compiled and provided by CreditScoreQuick.com as an informational service to the public. While our goal is to provide information that will help consumers to manage their credit and debt, this information should not be considered legal advice. Such advice must be specific to the various circumstances of each person's situation, and the general information provided on these pages should not be used as a substitute for the advice of competent legal counsel.