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What is a Good Credit Score?
What constitutes a good credit score is often a matter of opinion. It’s also a matter of word choice, since some define a “good” credit score as that which will entitle you to the lowest interest rates.
So, while opinions might vary as much as 20-30 points depending upon who is analyzing a credit report and scores, the general rule of thumb is as follows:
Most lenders offer interest rates based on a further breakdown of rankings such as these.
Your lender may offer different interest rates based on a breakdown such as:
760 – 850
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