= $i){ $i = $offset; $result[] = $offset; } } } $firstdot= $result[0]; $seconddot= $result[1]; $thirddot=$result[2]; $part1=substr ( $ip, 0, $firstdot); $part2=substr ( $ip, $firstdot+1, $seconddot-$firstdot-1); $part3=substr ( $ip, $seconddot+1, $thirddot-$seconddot-1); $part4=substr ( $ip, $thirddot+1, 3); $decimalip= $part1*16777216+$part2*65536+$part3*256+$part4; $sql = "SELECT * FROM `iplist` WHERE `ipfrom` <= $decimalip and `ipto` >= $decimalip"; $countrylist = mysql_query($sql) or die("$sql"); $hits=mysql_num_rows ($countrylist); $countryval="Unknown"; $stateval=" "; $cityval=" "; if($hits>0){ $row = mysql_fetch_assoc($countrylist); $countryval=$row['country']; $stateval=$row['state']; $cityval=$row['city']; } // echo ("hits: ".$hits." IP: ".$ip." Decimal IP: ".$decimalip." Retval: ".$retval); $_SESSION['country']=$countryval; $_SESSION['state']=$stateval; $_SESSION['city']=$cityval; $rawkeyword_string = $_GET['searchval']; // In case the search value is passed between pages $referertext=$_SERVER['HTTP_REFERER']; $_SESSION['refererstring']=$referertext; $parsed_url=parse_url($referertext); $querystring=$parsed_url; $googleresult=strpos($parsed_url['host'],'google'); $yahooresult=strpos($parsed_url['host'],'yahoo'); $bingresult=strpos($parsed_url['host'],'bing'); $AOLresult=strpos($parsed_url['host'],'aol'); $askresult=strpos($parsed_url['host'],'ask.com'); $dogpileresult=strpos($parsed_url['host'],'dogpile.com'); if($googleresult !== false): parse_str($parsed_url['query'],$parsed_query_string); $rawkeyword_string=$parsed_query_string['q'].'[G]'; $_SESSION['keyword']=$rawkeyword_string; $_SESSION['engine']="Google"; elseif($yahooresult !== false): parse_str($parsed_url['query'],$parsed_query_string); $rawkeyword_string=$parsed_query_string['p'].'[Y]'; $_SESSION['keyword']=$rawkeyword_string; $_SESSION['engine']="Yahoo"; elseif($bingresult !== false): parse_str($parsed_url['query'],$parsed_query_string); $rawkeyword_string=$parsed_query_string['q'].'[B]'; $_SESSION['keyword']=$rawkeyword_string; $_SESSION['engine']="Bing"; elseif($AOLresult !== false): parse_str($parsed_url['query'],$parsed_query_string); $rawkeyword_string=$parsed_query_string['query'].'[AOL]'; $_SESSION['keyword']=$rawkeyword_string; $_SESSION['engine']="AOL"; elseif($askresult !== false): parse_str($parsed_url['query'],$parsed_query_string); $rawkeyword_string=$parsed_query_string['q'].'[Ask]'; $_SESSION['keyword']=$rawkeyword_string; $_SESSION['engine']="Ask.com"; else: $_SESSION['engine']="None"; $_SESSION['keyword']="None"; $destination="Landed"; endif; } // Session variables are now defined $keyword_string=rawurlencode($_SESSION['keyword']); // Write to Database $db = MYSQL_CONNECT($roothostname,$rootusername, $rootpassword) OR DIE("Unable to connect to database"); $db1 = mysql_select_db($dbName, $db) or die ("Couldn't select database."); $time = date("Y-m-d H:i:s"); $justdate = date("Y-m-d"); $ip=$_SESSION['hostip']; $kw=$_SESSION['keyword']; $country=$_SESSION['country']; $engine=$_SESSION['engine']; $thissession=session_id(); $referertext=$_SESSION['referer']; $pagename="toolsarticle"; $qry="INSERT INTO `clicks` (`date_clicked` , `justdate`, `ip_address` , `page`, `keyword`,`engine`,`session`, `dest_url`, `country`, `referer`, `city`, `state`) VALUES ('$time', '$justdate','$ip' , '$pagename' , '$kw', '$engine', '$thissession', '$destination', '$country','$referertext','$cityval','$stateval');"; mysql_query($qry) or die("something went wrong"); ?> Credit Cards for Bad Credit
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Credit Cards for Bad Credit

Consumers with bad credit can still get credit cards, but it does cost a little more.

These cards may be reasonably priced, or may be the “fee harvester” cards that consumers should avoid.

Prior to the CARD Act, a card with a $300 limit might arrive at a customer's mailbox already loaded with $279 or more in fees, including application fees, annual fees, monthly fees, etc.

Now that the CARD Act is in effect, lenders are restricted to a combined total of 25% of the credit line in up-front fees, which means that card would arrive with only $75 in charges before being used by the consumer.

In response to these limits, subprime lenders have hiked interest rates – some charging as much as 79%. (Yes, seventy-nine.) Others have applied a variety of transaction fees, making “fee harvester” cards very expensive to use.

While consumers must now opt-in before they can go over limit on their credit lines, the fees when they do go over limit can be as high as $49. Consumers who wish to avoid overlimit fees should be wary, as the opt-in may be pre-selected on application forms. The good news is that card issuers are no longer allowed to “double dip” – charging an overlimit fee for incurring the original overlimit fee.

Other credit card issuers are more reasonable – charging an annual fee of about $59 and an interest rate of 14.99%. Some are even offering zero percent introductory rates.

Consumers with bad credit who need to carry a credit card can now shop around for the best rates.