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	<title> &#187; ARM</title>
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		<title>When should I refinance my Home ?</title>
		<link>http://www.creditscorequick.com/blog/2008/05/06/when-should-i-refinance-my-home/</link>
		<comments>http://www.creditscorequick.com/blog/2008/05/06/when-should-i-refinance-my-home/#comments</comments>
		<pubDate>Tue, 06 May 2008 12:56:00 +0000</pubDate>
		<dc:creator>CreditGuru</dc:creator>
				<category><![CDATA[ARM]]></category>
		<category><![CDATA[free credit check]]></category>

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		<description><![CDATA[Low interest rates and liberal underwriting guidelines caused a surge of home ownership in the US over the last 7 years. Interest rates have stayed relatively low as well. In 2004 interest rates hit a all time low around 4%. This made it very possible for lots of families to afford home ownership. As the [...]]]></description>
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