Credit Report Q & A

Q:
Hi Mike,
I just pulled my free credit report at http://www.annualcreditreport.com/ and I am frustrated. I did not get any of my credit scores. I was wondering of you are suppose to get your credit scores with this so called free report? I wanted to see where I stood with my credit score from each credit bureau. What am I missing here? I don’t mind paying for my scores if I need to, just need to know what I am getting up front is all.

Brittany Hulsey

A:
Hi Brittany,
This is a question we get often. The government makes the credit bureaus give you a free credit report once a year, but you don’t actually get your credit scores. You can get your credit scores on the main site of http://www.creditscorequick.com/ from each credit bureau. This can be frustrating, because http://www.annualcreditreport.com/ only gives you 75% of what you need once a year. You need to check your credit report at least 4 times a year to make sure nothing is going on with your credit health. I hope this helps.

CreditScoreQuick.com

About the Author: Mike Clover is the owner of http://www.creditscorequick.com/. CreditScoreQuick.com is the one of the most unique on-line resources for free credit score report, fico score, free credit check, identity theft protection, secured credit cards, student credit cards , credit cards, mortgage loans, auto loans, insurance, debt consolidation ,and a BlOG with a wealth of personal credit information. The information within this website is written by professionals that know about credit, and what determines ones credit worthiness