Top Tips to avoid Identity Theft that cause Credit Report Problems.

Identity theft happens every 3 seconds to someone in the U.S. This ultimately affects your credit score report as well. Here are some top tips to avoid this problem

1. Check your credit report regularly, once a year is not good enough.
2. Have your mail go to a P.O. Box
3. Don’t put checks in the regular mail.
4. Pay your bills on-line with bank
5. Shred all mail that has your name on it, especially credit card offers
6. Double check your bank statements for unfamiliar activity.
7. Check credit card statement for unfamiliar activity
8. Don’t give out your social security number over the phone, without verifying who is asking.
9. Don’t keep your social security card in wallet or purse.
10. Don’t put social security and driver’s license number on your checks.
11. Use firewall protection for home computers
12. Sign up for https://www.optoutprescreen.com/?rf=t to stop credit card offers in the mail
13. Sign up for identity theft protection, such as LifeLock. Life lock is a good preventive measure.
14. Don’t leave purse or wallet in your car
15. Make sure you are receiving all your mail, and make sure its not being sent somewhere else.

If you are one those people that thinks identity theft will not happen to you, you might reconsider. It can happen to anyone at anytime. When it happens and you don’t have preventative measures in place, it could take you years to fix. With the new digital age you can set up email alerts when someone is accessing your credit. This is real neat feature, or through Life Lock you can set up fraud alert features where any creditor accessing your credit must call you first before approval.






Since identity theft is one of the fastest growing crimes in America, you really cannot afford to not stay on top of your credit. Being informed and aware of you personal credit is the most important measure as well. So don’t waste anymore time get all these measures in place today to protect you and your family.


About the Author: Mike Clover is the owner of http://www.creditscorequick.com/. CreditScoreQuick.com is the one of the most unique on-line resources for free credit score report, fico score, free credit check, identity theft protection, secured credit cards, student credit cards , credit cards, mortgage loans, auto loans, insurance and a BlOG with a wealth of personal credit information. The information within this website is written by professionals that know about credit, and what determines ones credit worthiness