Identity Theft
IDENTITY THEFT
Identity theft occurs when someone appropriates your personal
information to commit fraud or theft. Personal Information
can include your name, date of birth, social security
number, and drivers license number.
TIPS FOR YOU TO REMEMBER
¨ Minimize the amount of items with personal information in your wallet, purse or vehicle.
¨ Check your mail everyday.
¨ Shred any documents with your personal information including pre approved credit card applications.
¨ Be aware of telephone, Internet, or door to door solicitations which claim to be legitimate entities in order to gain your confidence then manipulate you to obtain your personal information.
¨ If you receive checks in the mail from any unknown party and you are required to wire transfer money in return ( foreign lotteries, sweepstakes winner, mystery shopper, or through popular websites you have utilized) then you are likely to be a victim of financial fraud.
¨ Lock up your financial documents, credit cards, and blank checkbooks in your residence.
¨ Pay attention to billing cycles for statements that do not arrive in the mail.
¨ Use a secure Internet connection online when entering and transmitting personal information.
¨ Be reluctant to register with websites that request your personal information.
¨ If you have been a victim of identity theft consider getting a fraud alert (1-800-680-7289) or security freeze (888-909-8872).
¨ Check your credit report periodically from the 3 major credit bureaus.
http://www.equifax.com/
http://www.transunion.com/
http://www.experian.com/
Free Credit Report with credit scores from all 3 Credit Bureaus- www.creditscorequick.com/free
The Federal Trade Commission (FTC) serves as a clearinghouse for complaints by victims of identity theft. www.ftc.gov/idtheft
1-877-ID THEFT (438-4338)
Non Profit organizations to assist victims http://www.idtheftcenter.org/ http://www.idtheftne.org/ and http://www.financialprivacynow.org/
To Opt out of pre-approved credit card applications 1-888-567-8688
Free Antivirus Software for your computer http://www.avast.com/
Microsoft has free spy ware at their website http://www.microsoft.com/
Or Spybot free spyware program http://www.safer-networking.org/
http://www.fakechecks.org/ This website has reenactments of popular scams
Your computer should have the firewall active and be set to receive automatic updates from Microsoft. If you have wireless network make sure to set passwords and encrypt the network access.
http://www.msnbc.msn.com-/ Dateline “ To Catch an Identity Thief”
Identity theft occurs when someone appropriates your personal
information to commit fraud or theft. Personal Information
can include your name, date of birth, social security
number, and drivers license number.
TIPS FOR YOU TO REMEMBER
¨ Minimize the amount of items with personal information in your wallet, purse or vehicle.
¨ Check your mail everyday.
¨ Shred any documents with your personal information including pre approved credit card applications.
¨ Be aware of telephone, Internet, or door to door solicitations which claim to be legitimate entities in order to gain your confidence then manipulate you to obtain your personal information.
¨ If you receive checks in the mail from any unknown party and you are required to wire transfer money in return ( foreign lotteries, sweepstakes winner, mystery shopper, or through popular websites you have utilized) then you are likely to be a victim of financial fraud.
¨ Lock up your financial documents, credit cards, and blank checkbooks in your residence.
¨ Pay attention to billing cycles for statements that do not arrive in the mail.
¨ Use a secure Internet connection online when entering and transmitting personal information.
¨ Be reluctant to register with websites that request your personal information.
¨ If you have been a victim of identity theft consider getting a fraud alert (1-800-680-7289) or security freeze (888-909-8872).
¨ Check your credit report periodically from the 3 major credit bureaus.
http://www.equifax.com/
http://www.transunion.com/
http://www.experian.com/
Free Credit Report with credit scores from all 3 Credit Bureaus- www.creditscorequick.com/free
The Federal Trade Commission (FTC) serves as a clearinghouse for complaints by victims of identity theft. www.ftc.gov/idtheft
1-877-ID THEFT (438-4338)
Non Profit organizations to assist victims http://www.idtheftcenter.org/ http://www.idtheftne.org/ and http://www.financialprivacynow.org/
To Opt out of pre-approved credit card applications 1-888-567-8688
Free Antivirus Software for your computer http://www.avast.com/
Microsoft has free spy ware at their website http://www.microsoft.com/
Or Spybot free spyware program http://www.safer-networking.org/
http://www.fakechecks.org/ This website has reenactments of popular scams
Your computer should have the firewall active and be set to receive automatic updates from Microsoft. If you have wireless network make sure to set passwords and encrypt the network access.
http://www.msnbc.msn.com-/ Dateline “ To Catch an Identity Thief”
About the Author: Mike Clover is the owner of http://www.creditscorequick.com/. CreditScoreQuick.com is the one of the most unique on-line resources for free credit score report, fico score, identity theft protection, secured credit cards, student credit cards , mortgage loans, auto loans, insurance and a BlOG with a wealth of personal credit information. The information within this website is written by professionals that know about credit, and what determines ones credit worthines
Labels: fico score, free credit report, free credit score reports, free fico score report, Internet Identity theft
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